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RVs Were Created for Recreation, But Today They Have Become the Last Refuge for Americans from Exorbitant Housing Prices

The Glossy Picture and the Harsh Reality

Social networks are filled with idealized images of life in recreational vehicles. Instagram and TikTok offer a visualization of freedom: travel in any direction, incredible sunrises and sunsets that are just begging to be captured, and it seems that every camping neighbor is a beautiful twenty-something girl ready for a swim in the lake. A mortgage seems like such a distant and unnecessary concept.

However, behind this glossy picture lies a completely different, less attractive side of vanlife in the USA. This is a reality where thousands of people are forced to squeeze all their belongings into an RV and hit the road not out of their own desire and thirst for adventure, but due to financial hardship.

The Scale of the Phenomenon

According to a survey by the RV Industry Association, cited by NBC News, currently about 486,000 people in the USA permanently reside in RVs. This figure may be shocking, but what is even more striking is that it has doubled since 2021. Many of these people are elderly citizens or families with young children. These are not wealthy retirees or young influencers, but people who are barely making ends meet on modest incomes.

Financial Traps of Mobile Living

Moving into a van should theoretically save money, but, as some reluctant residents told NBC News, this is not always the case. Although federal campgrounds are free, you can only stay for 14 consecutive nights, and they lack hookups for water and electricity. Commercial sites with such amenities can cost up to $45 per night.

Furthermore, one must consider repair costs, as vans, like cars, break down and wear out. Most RVs are not expensive million-dollar motorhomes and are not designed for daily use. Some used models are not even fit for operation before the owners finish paying off the loans taken for their purchase.

People’s Stories

A vivid example is 64-year-old Kat Tucker. She tried to stabilize her finances by house-sitting for a relative. But when she started looking for a rental again, prices had already far surpassed her capabilities, making apartments unattainable even with her annual disability and social security income of $58,000. So last year, she took out a $22,500 loan for a used RV, stretching the payments over seven years to make the monthly payment $350. Now her main fear is that the camper won’t last even five years.

This can be a wonderful way of life, but it can also be another trap for poor people who become even poorer. I will never be able to afford decent housing, despite having a stable income. That’s what’s really frustrating.

The 2020 film ‘Nomadland’ provides insight into the lives of elderly Americans on the road and was even filmed with the participation of real nomads alongside Frances McDormand. It shows the sense of community that travelers love, but it’s sometimes hard to watch, seeing elderly people in poor health struggling, wondering how they will live in five or ten years.

Additional Context

The growing popularity of this lifestyle as a forced measure points to systemic problems in the sphere of affordable housing and social protection. The sense of insecurity described by RV residents, especially among the elderly with fixed incomes, could have long-term consequences for their physical and mental health. The experience of Kat Tucker and others highlights that even having a stable, albeit low, income does not guarantee the ability to obtain safe and decent housing in modern economic conditions. This situation requires more careful consideration both at the level of public discourse and from the authorities.

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